Many car insurance policies are still sold for one year. However to meet the flexible driving needs of today’s drivers, short termvehicle insurance is available for much shorter periods.
Temp motor insurance is usually referred to as policies ranging from 1 to 28 days. However, short term insurance can be secured from one month up to 6 months or more.
There are even options dubbed “pay as you go”. This gives the benefit of not having to pay for insurance when it won’t be needed.
One can think of many reasons where drivers may take out a 1 day car cover policy. One is making sure you are adequately insured when using a friends motor. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for several years. This could be an attractive option for more experienced drivers.
Another reason temporarycover is beneficial is when providing insurance for a driver sharing the driving on a longer journey.
Protecting a visitor from abroad is another reason why taking out short term insurance may be necessary. As is requiring drive away cover after buying a second hand or new vehicle from a dealer. Taking a car test drive and requiring cover for a day or weekend can be another reason.
Numerous people who drive a van, don’t actually own one themselves. This can be where 1 day insurance is necessary, when you are borrowing a van for differing reasons.
For those bikers that are planning a summer road trip, temp cover could be a solution if the motorbike you are riding is not one you use regularly. This may prove economical if they use a car most of the year and will only be using the bike while they are away.
Tags: insurance